Grew up.inside all the trappings and complied as expected (by loving parents, relatives, peers) and travelled the path up through higher education to a "career", a marriage (thankfully to someone less indoctrinated due to social class) and children. And the lock: the mortgage. The dissonance became unbearable as the narratives never held for me and the monetary rewards that were tied to social and professional standing were not enough of a carrot. Saw through the lies at the pediatrician's (thus never vaccinated my children), at the cardiologists who killed my father with coumadin, the neurologist who killed my mother with an "early onset dementia" diagnosis and prescribed poison, at the 60 hour a week job that barely paid enough to meet basic family needs and required accepting significant portion of compensation in form of (insurance) benefits that we had no use for. It's a horrible gerbil wheel we place humans on early in life. Somehow we escaped. Taught our kids to NOT take a student loan debt obligation they will never be able to.pay.off via tradional "jobs", sold the house before CVid hit and moved to a.very rural community now renting a little cabin not quite off grid. Our income sources are now direct, mostly in cash, and independent (self employed). No credit cards. Live WITHIN means. Much less existential discord and stress and we are how able to see the game, the illusion, the narrative for what it truly is. And its heartbreaking that all the friends left behind, will remain on the compliance path tethered to their debt to their graves and for the degree to which our world instantly shrunk from the moment we stepped outside the bubble of shared belief. I will never forget the hurtful last words spoken by a dear " friend" in 2020 before we made the final exit: (snarkily) "Well, I hope 'your truth' makes you safe."
I watched the hospital kill my grandparents and doctors' lies kill my parents. I moved to a semi rural area at the agevof 75 and my kids know that I die in my bed.
Yes, we are not the “ Land of the free and home of the brave.” You cannot believe how grateful and thankful that I am no longer on the gerbil wheel. I pray for Mashiach daily. I watchedvour country change from a God fearing family oriented cou try to a chaotic mess.
"The ultimate tyranny in a society is not control by martial law. It is control by the psychological manipulation of consciousness, through which reality is defined so that those who exist within it do not even realize that they are in prison."
Mattias Desmet and Hannah Arendt proved (in their immortal books) how tyranny and totalitarianism is created and promulgated by inhuman psychological tools and power-hungry demigods.
Regarding mortgages, your signature on the contract actually creates the "money" in their fictional credit system.
At that point, the debt for the house is discharged by you and the bank (corporate fiction) records the mortgage (negotiable instrument) as an asset, not a debt. These fictional Banks don't lend money.
That credit is drawn on your estate, which was placed in the custody of the state by the application for registration of birth one or both of your parents signed.
The current form of slavery. One doesn’t even realize the barriers or confinement. It is all unseen but has a terrible consequence mentally, morally and finally physical. We’re bound in by chains of indebtedness to self and culturally made obligations that morally we cannot break. This is the invisible slave master whose symbol is the mortgage on our life.
The line "Are birds free from the chains of the sky?" is from the song "I Shall Be Free" by Bob Dylan. This track appears on his album "The Freewheelin' Bob Dylan," released in 1963. Invisible chains are the hardest to break.
I’ve dragged my chains through 10 states in which I have lived and mortgaged 10 homes. I can never pay off a home because I move and mortgage my life to a house. I’m still in the hunter and gatherer class.
“When people begin to see the spiritual aspects of our world, then they can see that we’re in a spiritual battle.”
Isn’t it amazing when someone in a totally different world - is coming to the same truths as you are.
This is an excellent piece on how our world operates. In my book, I walk through how the last 200 years got us here. This article is a deep detailed deep dive into how the system functions so thank you for this!
I recently just finished a series on finances and tying the esoteric, time and attention are good and silver. The mortgage is a death pledge. Banks control the currents.
When people begin to see the spiritual aspects of our world, then they can see that we’re in a spiritual battle. I just made a podcast about that today.
The world diminishes us all, but the arrow points both ways, people need to make meaning of their existence, this is the burden of consciousness. Does it matter if the meaning they find is nonsense? Only if there is no real meaning in the world and only if they can see it’s nonsense. And what of those who are not capable of seeing through the veils? They need to fill their 80 years too. From the greatest pop song of all time “It’s the terror of knowing what the world is about”.
This is such a sharp piece because it names something we all feel but rarely articulate: long-term debt doesn’t just change cashflow, but it changes cognition.
A 30-year mortgage quietly becomes a belief-shaping device. It narrows your risk tolerance, alters what “security” means, and makes certain life choices feel irresponsible even when they’re healthy or aligned. In neuroscience terms, it’s a persistent background constraint that trains the brain toward loss-avoidance and future simulation (“what if rates… what if layoffs… what if repairs…”). You don’t need clinical anxiety for it to reshape attention.
What I also appreciated is the moral neutrality. You’re not saying mortgages are evil, but you’re saying they’re formative. They create a narrative of adulthood (“stability”), a narrative of virtue (“responsible”), and a narrative of belonging (“we’re settled”) that can be true… while also making people less mobile, less flexible, and more compliant with systems they’d otherwise question.
If there’s a health lens here: chronic financial strain is one of the most reliable drivers of sustained stress physiology. Not because people are weak, but because uncertainty and obligation are threat signals. “Mortgages create beliefs” is really “mortgages create a nervous-system posture”.
This hits the nail on the head. So many excellent turns of phrase, including "attention is governed by what the mind can afford to process." It has increased my understanding of the still-believers among vaxxers, as well as of those who cannot even consider potential damage from constant close-range wireless radiation. They aren't just brainwashed or cognitively dissonant (as i had been thinking - although of course cognitive dissonance is a big part of your point).
Now i begin to see how and why a friend's 43 year old son, who is a wonderful aware man and very bright pediatrician with 2 young daughters, is vaccinating not only his patients but his own daughters. But also, he went to medical school in israel, where the oath he was taught was not "first of all do no harm". It was a version of "you have to do some harm to do good". Believe it or not.
Really one of your best that i have seen, and that is saying a lot.
Years ago, I learned about the concept of the fire economy (finance, insurance, and real estate) - everything built around borrowed money. Every person who is a billionaire has done it through vast leverage. The system is designed to reward the rich and make them much richer through this leverage.
People on an income based on a salary or what are called tradable goods and services are stuck in the old economy. People in the fire economy get super rich. For a regular Joe or Jane, the only way they can participate in the fire economy is a mortgage. It actually makes a lot of sense to have a mortgage, as you can borrow a great deal of money as a regular person and pay it back in depreciated. dollars.
None of that is to denigrate or deprecate your outstanding essay because it makes perfect sense. I don't really agree with the authors such as Graeber. I read his book, and I think he and some of the other authors you quote are just too far left, socialist, people like Michael Hudson. So I really can't trust their interpretations because it's just as biased as the pediatrician story that you tell.
The socialists are right about the problem, in a sense, although they don't understand the real cause, and they're completely wrong about the solutions.
Thank you for sharing your brilliant and thought-provoking essay.
I would add that pre-school "Head Start" programs are the first step towards eliminating our humanity by turning children into carbon copies of compliant and non-thinking members of society. As a State social worker for 30 years, I saw first-hand how childhood is wrenched away from our most vulnerable and valuable humans. Any deviance from the post-human society is identified and destroyed by the Programmers.
Beautiful insight and clearly explained. All my life I've felt this battle in me... High school, college and 22 years in the military. The most insightful annual performance report read "not a yes man, but gets the job done". It wasn't until I read a 1950s research study reporting "30% of the population will not follow the norm of society", that I understood!
My battle within saved me from many normative behaviors during the Cov*d scam. Be the 30%!
The mortgage. The big loan. Ostensibly: debt, will do it every time. A fabulous model for compliance. And amongst the Middle classes, of course. Where all our aspirations lie.
Great essay, and all perfectly logical. Sensible. And perfectly seductive. The Psychology is dreamy. And all the usual suspects are involved. Tweaking and fine tuning the parts of the puzzle that need adapted from time to time.
And the most exquisite part of this long running construct, is: it’s totally self perpetuating; self administered. It’s cultural. It oozes from family and friends: a self fulfilling prophesy handed down from grandparents, parents, and extended family. A process of osmosis. Unavoidable, really, unless one wants to be ostracised from the familial unit, at a very early age.
Debt is the answer. Debt is divine. There is no greater love….
I've been traveling the last 8 years since I sold my last house and I recently moved to a new area. I like many things; some I do not. Everyone wants to know where I want to buy. I'm not sure I do! I love the freedom of being unencumbered by a house. But people's conditioning is just amazing. From perceived wealth and prestige to "fitting in" (ugh!) people seem to have a need to pigeon hole others for their own comfort/(in)sanity. What an interesting world indeed!
the older you are the less sense owning a house makes. at current housing costs (esp in my too blue state), property taxes can rival rent. plus, considering the license the telecoms have to put an antenna pretty much anywhere they want, i personally do not want to own another home i might have to flee.
Doctors aren’t forced to make people sick by malice or ignorance — they’re forced by structure. The modern physician’s livelihood is welded to debt, credentials, protocols, insurance codes, and liability frameworks that all depend on a single condition: don’t challenge the system that feeds you. When evidence threatens that system — whether it’s vaccine injury, failed drug models, or iatrogenic harm — the mind doesn’t weigh truth versus falsehood, it weighs survival versus ruin. A doctor with student loans, a mortgage, a practice, and a family cannot afford to see what would destroy the foundation of their life. So harm is reclassified as coincidence, protocol is mistaken for science, and obedience is renamed professionalism. This isn’t corruption. It’s coercion without a gun — a financial architecture that converts healers into enforcers and makes sickness the safest outcome for everyone who needs the payment to clear on the first of the month.
What adds to the irony is that in giving one a mortgage, a bank "lends" you something that it in fact does not possess: the money to support that mortgage. It gives you a promissory note and earns hundreds of thousands of dollars for the right to "pay the bank back" for something it never actually loaned you in the first place. A very expensive illusion.
The slavery of the mind is complete for computers and automatons. For those with curiosity, for those with a zeal for understanding, and with skepticism about what authorities hold forth, such slavery works less well. Most people are not of this type, and some who lean that way but not strongly, will find that they are swimming against the tide, and beat a course back to shore. However, there will always be a contingent of stalwarts who, even against the odds, will see through the fallacies, be incapable of lying to themselves, and will abandon ship or beat a course onward into the wind, whatever the cost.
You forgot to mention the abortions she will have to stay on the career treadmill which derangement syndrome will then work itself out by peddling pills to her patients, the pharma the better. (I just learned that pharma buys up a lot of the debt from doctors to keep them beholden to prescribing the pills). (Also just learned that hormonal contraception leads to depression and therefore the psychotropic prescription cascade).
Solution, for newly married couples: do not buy a house with the mortgage depending on both incomes.
Grew up.inside all the trappings and complied as expected (by loving parents, relatives, peers) and travelled the path up through higher education to a "career", a marriage (thankfully to someone less indoctrinated due to social class) and children. And the lock: the mortgage. The dissonance became unbearable as the narratives never held for me and the monetary rewards that were tied to social and professional standing were not enough of a carrot. Saw through the lies at the pediatrician's (thus never vaccinated my children), at the cardiologists who killed my father with coumadin, the neurologist who killed my mother with an "early onset dementia" diagnosis and prescribed poison, at the 60 hour a week job that barely paid enough to meet basic family needs and required accepting significant portion of compensation in form of (insurance) benefits that we had no use for. It's a horrible gerbil wheel we place humans on early in life. Somehow we escaped. Taught our kids to NOT take a student loan debt obligation they will never be able to.pay.off via tradional "jobs", sold the house before CVid hit and moved to a.very rural community now renting a little cabin not quite off grid. Our income sources are now direct, mostly in cash, and independent (self employed). No credit cards. Live WITHIN means. Much less existential discord and stress and we are how able to see the game, the illusion, the narrative for what it truly is. And its heartbreaking that all the friends left behind, will remain on the compliance path tethered to their debt to their graves and for the degree to which our world instantly shrunk from the moment we stepped outside the bubble of shared belief. I will never forget the hurtful last words spoken by a dear " friend" in 2020 before we made the final exit: (snarkily) "Well, I hope 'your truth' makes you safe."
Touché.
I watched the hospital kill my grandparents and doctors' lies kill my parents. I moved to a semi rural area at the agevof 75 and my kids know that I die in my bed.
Great post. All the world is a stage but who says we have to perform!
Yes, we are not the “ Land of the free and home of the brave.” You cannot believe how grateful and thankful that I am no longer on the gerbil wheel. I pray for Mashiach daily. I watchedvour country change from a God fearing family oriented cou try to a chaotic mess.
Teachings from the Pleiadians
"The ultimate tyranny in a society is not control by martial law. It is control by the psychological manipulation of consciousness, through which reality is defined so that those who exist within it do not even realize that they are in prison."
Barbara Marciniak
Mattias Desmet and Hannah Arendt proved (in their immortal books) how tyranny and totalitarianism is created and promulgated by inhuman psychological tools and power-hungry demigods.
Regarding mortgages, your signature on the contract actually creates the "money" in their fictional credit system.
At that point, the debt for the house is discharged by you and the bank (corporate fiction) records the mortgage (negotiable instrument) as an asset, not a debt. These fictional Banks don't lend money.
That credit is drawn on your estate, which was placed in the custody of the state by the application for registration of birth one or both of your parents signed.
The current form of slavery. One doesn’t even realize the barriers or confinement. It is all unseen but has a terrible consequence mentally, morally and finally physical. We’re bound in by chains of indebtedness to self and culturally made obligations that morally we cannot break. This is the invisible slave master whose symbol is the mortgage on our life.
The line "Are birds free from the chains of the sky?" is from the song "I Shall Be Free" by Bob Dylan. This track appears on his album "The Freewheelin' Bob Dylan," released in 1963. Invisible chains are the hardest to break.
I’ve dragged my chains through 10 states in which I have lived and mortgaged 10 homes. I can never pay off a home because I move and mortgage my life to a house. I’m still in the hunter and gatherer class.
“When people begin to see the spiritual aspects of our world, then they can see that we’re in a spiritual battle.”
Isn’t it amazing when someone in a totally different world - is coming to the same truths as you are.
This is an excellent piece on how our world operates. In my book, I walk through how the last 200 years got us here. This article is a deep detailed deep dive into how the system functions so thank you for this!
I recently just finished a series on finances and tying the esoteric, time and attention are good and silver. The mortgage is a death pledge. Banks control the currents.
https://unorthodoxy.substack.com/p/time-is-life
When people begin to see the spiritual aspects of our world, then they can see that we’re in a spiritual battle. I just made a podcast about that today.
https://unorthodoxy.substack.com/p/returning-to-the-roots-how-ancestral
I’m going to have to read this again to ingest this, but man, phenomenal work.
Link to my book if anyone’s interested: https://unorthodoxy.substack.com/p/the-history-of-you-a-book-that-connects
The world diminishes us all, but the arrow points both ways, people need to make meaning of their existence, this is the burden of consciousness. Does it matter if the meaning they find is nonsense? Only if there is no real meaning in the world and only if they can see it’s nonsense. And what of those who are not capable of seeing through the veils? They need to fill their 80 years too. From the greatest pop song of all time “It’s the terror of knowing what the world is about”.
How many people do you think are truly conscious? I'll bet 1-3% at best.
I'm still working at it, and my radio is broken. There seem to be a limited number of archetypes though.
This is such a sharp piece because it names something we all feel but rarely articulate: long-term debt doesn’t just change cashflow, but it changes cognition.
A 30-year mortgage quietly becomes a belief-shaping device. It narrows your risk tolerance, alters what “security” means, and makes certain life choices feel irresponsible even when they’re healthy or aligned. In neuroscience terms, it’s a persistent background constraint that trains the brain toward loss-avoidance and future simulation (“what if rates… what if layoffs… what if repairs…”). You don’t need clinical anxiety for it to reshape attention.
What I also appreciated is the moral neutrality. You’re not saying mortgages are evil, but you’re saying they’re formative. They create a narrative of adulthood (“stability”), a narrative of virtue (“responsible”), and a narrative of belonging (“we’re settled”) that can be true… while also making people less mobile, less flexible, and more compliant with systems they’d otherwise question.
If there’s a health lens here: chronic financial strain is one of the most reliable drivers of sustained stress physiology. Not because people are weak, but because uncertainty and obligation are threat signals. “Mortgages create beliefs” is really “mortgages create a nervous-system posture”.
Really thoughtful writing!
This hits the nail on the head. So many excellent turns of phrase, including "attention is governed by what the mind can afford to process." It has increased my understanding of the still-believers among vaxxers, as well as of those who cannot even consider potential damage from constant close-range wireless radiation. They aren't just brainwashed or cognitively dissonant (as i had been thinking - although of course cognitive dissonance is a big part of your point).
Now i begin to see how and why a friend's 43 year old son, who is a wonderful aware man and very bright pediatrician with 2 young daughters, is vaccinating not only his patients but his own daughters. But also, he went to medical school in israel, where the oath he was taught was not "first of all do no harm". It was a version of "you have to do some harm to do good". Believe it or not.
Really one of your best that i have seen, and that is saying a lot.
Years ago, I learned about the concept of the fire economy (finance, insurance, and real estate) - everything built around borrowed money. Every person who is a billionaire has done it through vast leverage. The system is designed to reward the rich and make them much richer through this leverage.
People on an income based on a salary or what are called tradable goods and services are stuck in the old economy. People in the fire economy get super rich. For a regular Joe or Jane, the only way they can participate in the fire economy is a mortgage. It actually makes a lot of sense to have a mortgage, as you can borrow a great deal of money as a regular person and pay it back in depreciated. dollars.
None of that is to denigrate or deprecate your outstanding essay because it makes perfect sense. I don't really agree with the authors such as Graeber. I read his book, and I think he and some of the other authors you quote are just too far left, socialist, people like Michael Hudson. So I really can't trust their interpretations because it's just as biased as the pediatrician story that you tell.
The socialists are right about the problem, in a sense, although they don't understand the real cause, and they're completely wrong about the solutions.
Outstanding.
Thank you for sharing your brilliant and thought-provoking essay.
I would add that pre-school "Head Start" programs are the first step towards eliminating our humanity by turning children into carbon copies of compliant and non-thinking members of society. As a State social worker for 30 years, I saw first-hand how childhood is wrenched away from our most vulnerable and valuable humans. Any deviance from the post-human society is identified and destroyed by the Programmers.
Beautiful insight and clearly explained. All my life I've felt this battle in me... High school, college and 22 years in the military. The most insightful annual performance report read "not a yes man, but gets the job done". It wasn't until I read a 1950s research study reporting "30% of the population will not follow the norm of society", that I understood!
My battle within saved me from many normative behaviors during the Cov*d scam. Be the 30%!
30%? 30? Ain't no way it's that much. 10 -- maybe -- and I think that might be a push.
The mortgage. The big loan. Ostensibly: debt, will do it every time. A fabulous model for compliance. And amongst the Middle classes, of course. Where all our aspirations lie.
Great essay, and all perfectly logical. Sensible. And perfectly seductive. The Psychology is dreamy. And all the usual suspects are involved. Tweaking and fine tuning the parts of the puzzle that need adapted from time to time.
And the most exquisite part of this long running construct, is: it’s totally self perpetuating; self administered. It’s cultural. It oozes from family and friends: a self fulfilling prophesy handed down from grandparents, parents, and extended family. A process of osmosis. Unavoidable, really, unless one wants to be ostracised from the familial unit, at a very early age.
Debt is the answer. Debt is divine. There is no greater love….
I've been traveling the last 8 years since I sold my last house and I recently moved to a new area. I like many things; some I do not. Everyone wants to know where I want to buy. I'm not sure I do! I love the freedom of being unencumbered by a house. But people's conditioning is just amazing. From perceived wealth and prestige to "fitting in" (ugh!) people seem to have a need to pigeon hole others for their own comfort/(in)sanity. What an interesting world indeed!
the older you are the less sense owning a house makes. at current housing costs (esp in my too blue state), property taxes can rival rent. plus, considering the license the telecoms have to put an antenna pretty much anywhere they want, i personally do not want to own another home i might have to flee.
Doctors aren’t forced to make people sick by malice or ignorance — they’re forced by structure. The modern physician’s livelihood is welded to debt, credentials, protocols, insurance codes, and liability frameworks that all depend on a single condition: don’t challenge the system that feeds you. When evidence threatens that system — whether it’s vaccine injury, failed drug models, or iatrogenic harm — the mind doesn’t weigh truth versus falsehood, it weighs survival versus ruin. A doctor with student loans, a mortgage, a practice, and a family cannot afford to see what would destroy the foundation of their life. So harm is reclassified as coincidence, protocol is mistaken for science, and obedience is renamed professionalism. This isn’t corruption. It’s coercion without a gun — a financial architecture that converts healers into enforcers and makes sickness the safest outcome for everyone who needs the payment to clear on the first of the month.
What adds to the irony is that in giving one a mortgage, a bank "lends" you something that it in fact does not possess: the money to support that mortgage. It gives you a promissory note and earns hundreds of thousands of dollars for the right to "pay the bank back" for something it never actually loaned you in the first place. A very expensive illusion.
The slavery of the mind is complete for computers and automatons. For those with curiosity, for those with a zeal for understanding, and with skepticism about what authorities hold forth, such slavery works less well. Most people are not of this type, and some who lean that way but not strongly, will find that they are swimming against the tide, and beat a course back to shore. However, there will always be a contingent of stalwarts who, even against the odds, will see through the fallacies, be incapable of lying to themselves, and will abandon ship or beat a course onward into the wind, whatever the cost.
You forgot to mention the abortions she will have to stay on the career treadmill which derangement syndrome will then work itself out by peddling pills to her patients, the pharma the better. (I just learned that pharma buys up a lot of the debt from doctors to keep them beholden to prescribing the pills). (Also just learned that hormonal contraception leads to depression and therefore the psychotropic prescription cascade).
Solution, for newly married couples: do not buy a house with the mortgage depending on both incomes.